Who is Advance Credit Funding?

We are a company with over 50 years of equipment leasing experience. Having experience working with both vendors and customers we understand your business better then the lenders who have turned down your client. We can help make sales.

How do I know if my client qualifies?

The client must be in business for 2 months, have at least $5,000.00 of monthly credit card transaction and meet a few other simple requirements. We can fund up to $1,000,000.00 in a little as 7 days.

We have over a 90% approval rate.

How much funding can be advanced?

That depends upon your client’s monthly credit card volume. Typically, we can provide 100%-150% of the monthly credit card volume.

The best thing is to fill out the customer profile or call one of our highly experienced sales representatives at 888 313-8810 for a FREE consultation on how much your client will qualify for.

When will funding take place?

Assuming all the necessary documentation will be provided to us on a timely basis, the funds shall be issued funds in 7 business days or less. In fact, the funds can be directed directly to you to pay for your equipment sale.

You will need to switch to a partner credit card processor, and they will match the most common rates.

Will taking a merchant cash advance affect the client’s credit?

No.  As long as the terms of our contract are met, this will never be reported.

Can another advance be funded?

Yes, we typically offer larger advances and at a lower cost than our competition. If there is an outstanding balance with another provider, we will need to pay the balance of the current merchant cash advance to the current merchant cash provider. We will, then, fund the difference

Can the advance be renewed?

Yes, after a portion is paid off of your advance and the advance is in good standing, you can apply for additional funding with us. This allows you, the seller to plan on another sale to the customer in about 4 months.

Is there a credit check?

We conduct a personal credit check as well as require some basic documentation, including some credit card processing statements, the most recent bank statement and proof of ownership of the business.

Poor credit does not necessarily mean a rejection.

Our merchant cash advance is not a loan product and does not appear on your personal credit report like a business loan would.

How is this different from a bank loan?

We purchase future credit card processing receipts.  Each night that the client batches, we collect a percentage of the credit card sales; we continue the process until the advance is fully paid. Since this is not a bank loan, there is no interest or fixed term or payment schedule that is typically associated with bank loans or traditional funding.

Want to get started?

Click here to apply online or call 888-313-8810.

Complete online customer profile

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